Frequently Asked Questions about Vision Insurance
Though we accept most insurance plans, we encourage you to call us to gain a clearer understanding of what benefits your insurer allows and learn about other means of financing your eye and vision care.
Vision Plans Accepted:
- Davis Vision
Medicare Advantage Plans:
- AARP (not UHC West-back of card bottom centre)
- Blue Cross/Blue Shield Medicare Advantage
- Cigna Healthspring Advantage Plan
Medical Plans Accepted:
- Blue Cross/Blue Shield-PPO only
- Blue Cross/Blue Shield Federal-discount
- Railroad Medicare
- Southwest Teamsters
- Triwest PC3
- United Health Care
We accept other plans as well, so if you do not see your plan listed here, please give us a call and we would be happy to assist you. Please contact your insurance provider for specific details regarding your benefits.
Vision benefits cover vision-related services and may be used for care related to the refractive condition, or vision of the eye. Visits for glasses and contact lenses are differentiated from “eye health” visits that involve a medical condition that requires medical treatment. In the event your doctor discovers a medical reason to be the cause of your vision problem which requires follow-up care, vision benefits will not cover it.
Many patients have a vision plan to cover their annual eye examination. Some vision plans are part of your medical insurance. If you do not have a vision insurance plan, you may schedule your visit under your medical insurance.
Vision insurance may pay for the majority of the cost of a routine eye exam when blurry vision, eyestrain or headaches are a problem. A routine eye exam is when your doctor checks your vision, analyzes your eyeglass / contact lens prescription and evaluates your entire eye health. Vision insurance may also cover some of the cost of materials, such as glasses or contact lenses. Most vision insurances usually limit the coverage to one exam per year.
If your doctor is finds a health condition or is concerned about a potential medical condition during your eye exam we may need to schedule you to return for a medical office visit, for which you may use your medical insurance. Medical conditions can be any problem from dry eyes to sight-threatening eye disease. Medical insurance is used when your doctor needs to perform more testing, special diagnostic procedures, or follow you to monitor a condition. Medical insurance will be submitted for as many visits as required for medical causes of blurry vision such as dry eyes, cataracts and glaucoma.
If you do not notify us that you are unable to keep your appointment with a 24 hour notice, you may be charged a $25.00 no show fee.
We accept cash, checks, Visa, Mastercard, American Express, Discover & Care Credit. We also offer payment plans. Please ask our staff for details.
Care Credit is a line of credit you can apply for to pay for services and materials. This line of credit has a deferred interest rate if paid in full during the promotional period.